What We Do
An Independent Review of Your Full Financial Position
Before you approach the ATO or any creditor, you need to know exactly where you stand. We provide an independent assessment of your situation — so you negotiate from a position of knowledge, not panic.
Full financial review
We assess your ATO debt, creditor exposure, cash flow position, and repayment capacity — building a clear picture of where you actually stand.
Negotiation pathway assessment
We identify every available negotiation and consolidation pathway — ATO payment plans, creditor agreements, and loan consolidation options — and evaluate which are realistic for your situation.
Written report with recommended steps
You receive a clear written report outlining your position, your options, and the recommended action steps — tailored specifically to your circumstances.
Specialist referral
We connect you with the right specialist in our network to execute the strategy — whether that is ATO payment plan negotiation, creditor negotiation, or loan consolidation.
What You Need to Know
The ATO will negotiate — but only if you approach them correctly and early. An unguided approach often results in worse outcomes.
Creditors would often rather settle than pursue — we help you understand your leverage and what a realistic outcome looks like.
Debt consolidation can simplify repayments and reduce pressure — we connect you with the right people to explore this option.
Every day without action increases your exposure. The ATO adds interest and penalties daily, and DPN risk grows as time passes.
The information on this page is general in nature and does not constitute legal, financial, or insolvency advice. Australian Financial Advisory Pty Ltd provides assessment and advisory services only. All specialist services are referred to appropriately licensed partners. You should seek independent professional advice before acting on any information on this page.
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Schedule Your Discovery Call
The earlier you act, the more options you have. The discovery call is free, confidential, and carries no obligation. Let's work out what your best path forward looks like.
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