What We Do
We Help You Understand Your Position Before Committing to Anything
When formal insolvency processes are on the table, the decisions you make in the next days or weeks will shape everything that follows. We make sure you understand what each option means for you as a director — before you commit to a path.
Situation assessment
We review your business and financial position, your creditor exposure, and the realistic options available to you — including which formal pathways are still open.
Director obligations explained
We explain your obligations as a director during each process — including insolvent trading exposure, reporting duties, and what you must and must not do while distress continues.
Written report with recommended pathway
We issue a written report with a clear recommended pathway and the next steps required — so you go into any formal process with eyes open.
Specialist referral
We refer you to a trusted insolvency specialist in our network to execute the process — one who understands your position from the outset.
Voluntary Administration
Voluntary administration pauses most creditor action — including legal proceedings — while an external administrator assesses the options available to the business.
The outcome may be a restructured business through a Deed of Company Arrangement (DOCA), or an orderly wind-down — but the key word is voluntary: you are choosing the process, not being forced into it.
Acting voluntarily gives you more control than waiting for a creditor to apply to wind up your company through the courts.
Who Appoints the Liquidator Matters Enormously
If your company needs to be wound up, this is the most important decision you will make.
A creditor-appointed liquidator is not on your side. Their duty is to the creditors — to recover as much money as possible. That includes investigating director conduct.
A liquidator you engage through our network comes in understanding the full picture — and can manage the process in a way that is fairer to directors while still meeting all legal obligations.
Choosing your liquidator early can mean the difference between a clean wind-down and a prolonged, damaging, and expensive process.
Director duties during insolvency are serious — including potential personal liability for insolvent trading. The sooner you take advice, the more you can do to protect your position.
Do not wait for a creditor to appoint a liquidator against you. By the time that happens, you have lost all influence over how the process unfolds.
Director Protection
Insolvent trading — continuing to incur debts when you know or should know the company cannot pay them — is a personal liability risk for directors.
The sooner you take independent advice, the more you can do to protect yourself from this exposure.
We help you understand exactly where you stand before any formal process begins — so you make decisions with full knowledge of your obligations.
The information on this page is general in nature and does not constitute legal, financial, or insolvency advice. Australian Financial Advisory Pty Ltd provides assessment and advisory services only. All specialist services are referred to appropriately licensed partners. You should seek independent professional advice before acting on any information on this page.
Get Started
Schedule Your Discovery Call
The earlier you act, the more control you have over what happens next. The discovery call is free, confidential, and carries no obligation.
Book Your Free Discovery CallConfidential · No obligation · Fast response